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September 2011 Archives

With bankruptcy, timing is everything

With the economic downturn, those struggling with their finances are learning that "bankruptcy" is not a bad word. Some attorneys who help people file for bankruptcy say that filings are still very common, with sometimes 10 new clients in a day. One suggestion from the experts is not to wait until the last minute to file.

Borrowers wonder: foreclosure, deed in lieu or short sale?

In this struggling economy, many people cannot make mortgage payments and know they cannot afford to keep their house. When considering the different ways to forfeit their home, they may wonder, "What's worse: a foreclosure, a deed in lieu or a short sale?"

Great Recession foreclosures hit African Americans worst

The country is slowly recovering from the Great Recession, but the effects are still being felt in many communities. African American communities, specifically, have been hit particularly hard, and evidence can be seen in foreclosure rates. African Americans are almost twice as likely as Caucasians to have lost their homes, and as many as a quarter of those who bought their home just before the recession hit could end up losing it to foreclosure.

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