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May 2015 Archives

Defining the federal tax lien

Even if you have been careful filing and paying your taxes, the chances are that something has gone wrong, especially if your taxes are complex. You may end up in the same situation as many other people in Washington, D.C., who suddenly find themselves slapped with a federal tax lien. At Ammerman & Goldberg "Bankruptcy" Law Office, we are prepared to answer your questions regarding tax liens and other problems with the Internal Revenue Service.

Key differences between Chapter 7 and Chapter 13 bankruptcy

During the years following the Great Recession, many families and businesses began to recover, but others are still experiencing crippling financial setbacks. Residents of Washington, D.C., who are struggling with debt and other monetary problems may be wondering if they can receive debt relief through bankruptcy. There are two main types of personal bankruptcy – Chapter 7 and Chapter 13 – that people typically consider.

Financial stress can take a physical toll

Stress is a normal part of most people's daily lives. However, chronic stress can become a serious problem when it results from financial difficulties. Like people throughout most of the country, many residents of Washington, D.C., are dealing with unemployment, debt and other financial setbacks. Ongoing stress stemming from money problems can cause further financial difficulties and even physical problems.

Hedge fund manager says student debt may result in market crash

Many Washington, D.C., residents know what it's like to struggle with student debt. Even with a good degree and a good job, it can be difficult to pay off student loans. When jobs are scarce, or don't pay very well, it can seem almost impossible. High interest rates lead to endlessly accruing debt and college graduates can find themselves in the unenviable position of being stuck in a mire of debt.

D.C.-area foreclosures continue falling as economy improves

With the financial crisis of 2008 receding into the background, the fear it created has also subsided. An improving national economy and recovering D.C., Maryland and Virginia economies have led many people to breathe more easily. As a recent report by the Federal Reserve shows, every major economic indicator has shown improvement the last few years.

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