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How can identity theft impact your life?

If someone takes your personal information, such as your name, address or Social Security number, and uses it for his or her own financial gain, this is known as identity theft. Identity theft is a serious problem affecting many residents of Washington, D.C., as well as across the country. What can happen if you are the victim of this insidious crime?

According to Credit.com, identity theft may have serious implications that can affect you for years. The potential harm an identity thief can inflict upon your life may include:

  • A damaged credit rating if a thief opens up credit in your name
  • Inability to obtain new credit, including credit cards, a car loan or a home mortgage
  • The Internal Revenue Service coming after you for unpaid taxes
  • A false criminal record perpetrated by the identity thief under your name
  • False medical records that can impact your future health

Some victims have had to deal with inconveniences that severely intruded in their lives, such as those who were registered as deceased by the Social Security Administration after having their identities stolen. Others need to carry an official “identity theft passport” so they are not wrongfully arrested for someone else’s crime.

If your identity is stolen, untangling the mess can be complicated. Filing for personal bankruptcy or consulting with credit repair professionals may help to reverse some of the damage. The increasing instances of identity theft are disturbing, but its prevalence has also spurred many agencies into finding solutions to keep victims’ lives from being ruined. This blog is intended for informational purposes, but is not meant to be taken as legal advice.

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