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April 2016 Archives

An overview of unfair debt collection practices

When people in Washington, D.C., fall behind on their bills, they are commonly contacted by debt collectors. Although it is the job of these collectors to obtain payments from people, they cannot use any means to do so. There are certain practices that are considered unfair and which are prohibited under the federal Fair Debt Collection Practices Act.

Is chapter 13 bankruptcy the right option for you?

If you are dealing with financial challenges in Washington, D.C., chapter 13 bankruptcy is one of several options that may be available to you and others. Depending on your situation, one option may be better suited for you than others. Therefore, it is important for you to understand the benefits and issues involved with chapter 13 bankruptcy in order to determine if that is the right debt relief option for you.

Understanding the difference between exempt and non-exempt assets

Like others in Washington, D.C. who are struggling with debt, you may have considered filing for chapter 7 bankruptcy. When making the decision whether or not to file, you may take into account the liquidation requirements. At Ammerman & Goldberg “Bankruptcy” Law Office, we know that it can be confusing to understand what assets are subject to liquidation in such cases. Thus, in this post, we will discuss exempt versus non-exempt assets.

Government exposes phony debt relief firm

Carrying debt from a student loan can be stressful for people living in Washington, D.C. In order to make ends meet, debtors may pick up extra work or adjust their budget to make payments on time. It can be tempting to work with a debt relief firm to ease the burden. However, as a number of people recently learned, some of these firms are not always what they seem to be.

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