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May 2016 Archives

What happens during a meeting of the creditors?

If you have filed for Chapter 7 bankruptcy in Washington, D.C., you know there are a number of steps that must be taken before your case can be resolved. One such step is the meeting of creditors. This idea of this meeting may be a source of anxiety for you, as it is for others who are seeking debt relief. In order to ensure you are prepared, it is important for you to understand what happens during a meeting of the creditors.

Understanding the Chapter 7 bankruptcy means test

When seeking Chapter 7 bankruptcy protection, people in Washington, D.C., and elsewhere must meet certain eligibility requirements. One of these qualifications is the means test. In order to ensure they are choosing the right debt relief option for their situations, it behooves people to understand what the means test is and when it is applicable.

Bankruptcy case may not be over for reality couple

The choice to file for bankruptcy in Washington, D.C., is not an easy one to make. For some people, it signifies admitting that they have financial situations that they cannot handle. For others who are in the public eye, it is seen as an airing of their private affairs. Additionally, once the decision is made, they have to go through the bankruptcy process and that includes putting together a complete picture of their income and assets.

What are adjustable-rate mortgages?

Like many in Washington, D.C., you will likely need a mortgage in order to purchase a home. However, mortgages come in many forms, including adjustable-rate mortgages and fixed-rate mortgages. At Ammerman & Goldberg “Bankruptcy” Law Office, we know that choosing the right mortgage option may be overwhelming. Since falling behind on your mortgage payments could open you up for foreclosure and put your hard-earned home at risk, it is important that you understand what adjustable-rate mortgages are.

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