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The door may not be closed on your foreclosure situation

If you live in the Washington DC metro area, you are likely no stranger to the economic challenges that have plagued this area, as well as surrounding regions, for more than a decade. In fact, there's probably not a major city (or rural area, for that matter) that remains untouched by the roller-coaster economy that some say is finally beginning to stabilize. Hopefully, things are looking up in your corner of the world, but if you're one of many still facing financial disaster, you are not alone.

Using 401(k) funds to pay off debt may not have desired results

Having substantial debt can affect anyone during his or her life. If you have accrued a debt amount that has made your life more difficult, you may wonder how you could potentially address the outstanding balances in hopes of bettering your financial situation. Though various ideas may come to mind, you may wish to remember that certain tactics could potentially make your situation worse rather than giving you the reprieve for which you had hoped.

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